PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS SITE
"Site" means and includes any and all websites maintained by Credit-Links.com family of companies, which includes Credit Links, LLC. and all of its subsidiaries and affiliates.
2. We Do Not Have Responsibility for Links to Content Provided by Others
LINKS TO OTHER INTERNET WEBSITES PROVIDED BY THIRD PARTIES ARE PROVIDED FOR YOUR CONVENIENCE AND INFORMATION ONLY. THE CONTENT IN ANY LINKED WEBSITE IS NOT UNDER OUR CONTROL AND WE ARE NOT RESPONSIBLE FOR IT.
This Site may, from time to time, contain links to other sites such as banner advertisements or hyperlinks which we do not own or control, but which we provide for your convenience. If you visit a link to another website, you do so at your own risk subject to the conditions of use set by that website. We reserve the right to terminate a link to another website at any time. The fact that we provide a link to a website does not necessarily mean we endorse, authorize or sponsor that site, or that we are affiliated with the site's owners or sponsors.
3. Electronic Consent / Electronic Signature
If you apply to us for credit or you request account services or information from us by or through this Site, you will be given the option of also consenting, acknowledging and agreeing to receive important notices, disclosures and other communications in electronic form (either by email or via the Internet) and signing electronically as provided for in the eConsent Agreement which is part of the application or enrollment process.
4. Our Proprietary Rights and Your Restricted Use
This Site's content, including but not limited to all music, images, icons, text, software, logos, expressions and ideas, is copyrighted and protected by U.S. and worldwide copyright laws and treaty provisions. In addition, this Site's content is protected by patent and trademark laws, the laws of privacy and publicity, and various communication regulations and statutes. You are not authorized to post on or transmit to or from this Site any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, immoral or profane material, or any other content that could give rise to any civil or criminal liability under the law.
Any commercial use of this Site or its content beyond the specific use licensed herein or by written authorization from us is prohibited. You may print a copy of the information contained on this Site only for your personal use subject to the following: (i) you may not reproduce or distribute the text or graphics to others or substantially copy the information on your own server without the prior written permission of the Site Sponsor; (ii) you may not modify the content or make derivative works therefrom; and (iii) you must retain on all copies all copyrights, service marks and other proprietary notices. This right may be revoked at any time.
5. We Do Not Allow You to Use Service Marks Referenced in This Site
The trademarks, service marks, tradenames and logos ("Marks") used and displayed on this Site are our registered and unregistered Marks owned by the Site Sponsor. Certain trademarks, service marks and names ("TP Marks") used on this Site are the property of third parties.
6. Our Liability Is Limited
Although we try to provide accurate and timely information on this Site, there may be inadvertent, technical or factual inaccuracies and typographical errors. Furthermore, there are certain aspects of web usage, e-mail, your computer and your link to the Internet which we cannot control. We therefore make no representation that the operation of this Site will be uninterrupted or error free, and we will not be liable for the consequences of any interruptions or errors or loss. For these reasons we cannot warrant the accuracy, completeness or timeliness of the information, text, graphics, links or other items on this Site or the privacy of responses to you via e-mail.
WE ASSUME NO RESPONSIBILITY, AND SHALL NOT BE LIABLE FOR, ANY VIRUSES THAT MAY INFECT OR DAMAGE YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY AS A RESULT OF YOUR ACCESS TO, USE OF, OR BROWSING OF THIS SITE, THE WEB OR YOUR DOWNLOADING OF ANY MATERIALS, DATA, TEXT, IMATES, VIDEO, OR AUDIO FROM THIS SITE OR THE WEB.
WE DO NOT WARRANT NOR REPRESENT THAT YOUR USE OF MATERIALS DISPLAYED ON THIS SITE WILL NOT INFRINGE RIGHTS OF THIRD PARTIES NOT OWNED OR AFFILIATED WITH US.
7. Information, Products and Services Offered are Subject to Our Acceptance
Information on this Site is not intended for distribution to, or use by, any persons or entities in any jurisdictions or countries where such distribution or use are not authorized or licensed, or where any content of or transaction on this Site is unlawful.Users of this Site do so on their own initiative and are responsible for compliance with local laws. None of the products or services referenced on this Site shall constitute an offer to contract or an offer of credit.
This Site may provide general information and a pre-determination of your ability to qualify for a credit program based on generally acceptable qualifying guidelines. Information on the Site does not constitute an offer to sell or a solicitation of any particular product or service. Some products and services may not be available in all states, and the products and services are generally not available for purchase outside the United States. Your eligibility for particular products and services is subject to final determination, restrictions and acceptance by us or the affiliate that issues the product or service.
Site Sponsor may discontinue or make changes to the information, products, licenses or services described herein at any time. Any dated information is published as of its publication date only. The Site Sponsor does not undertake any obligation or responsibility to update or amend any such information. The Site Sponsor reserves the right to terminate any or all offerings without prior notice to the user. Furthermore, by offering information, products or services via this Site, no solicitation is made by Site Sponsor to any person to use such information, products or services in jurisdictions where the provision of information, products or services is prohibited by law.
8. You Authorize Us to Collect and Use Information About You
You hereby authorize the Site Sponsor to collect aggregate information which is not personally identifiable to you about your use of this Site. You also authorize us to use information which is personally identifiable to you (or others) that you send us to provide any service you request.
9. We Do Not Provide Investment Advice or Solicit Offers
This Site and the information contained herein do not constitute investment advice, an offer, or a solicitation for the purchase or sale of any securities or insurance product, but are merely informational. The Site may contain information and press releases about the Site Sponsor, and although this information was believed to be accurate as of the date prepared, Site Sponsor disclaims any duty or obligation to update such information.
If any information is construed to be an offer for the purchase and sale of securities, please consult the appropriate prospectus and other registration documents filed with the Securities and Exchange Commission ("SEC"). To the extent any information on this Site is deemed to be a "forward looking statement" as defined in the rules and regulations of the Securities Act of 1933, as amended, and specifically the Private Securities Litigation Reform Act of 1995, such information is intended to fit within the "safe harbor" for forward looking information and is subject to material risk factors which may or may not be disclosed herein. You can identify "forward looking" statements by the fact that they do not relate strictly to historical or current facts. They may use such language as "anticipate," "expect," "estimate," "project," "intend," "plan," "believe" or other similar language. Any "forward looking" statement on this Site or in other information may turn out to be incorrect. Such statements may be affected by inaccurate assumptions or by unknown risks and uncertainties. Therefore, actual results may vary materially and there are no guarantees about any security. We do not undertake any obligation to revise any "forward looking" statement to reflect changes in events, circumstances or expectations.
If you desire to purchase a security of any kind we recommend that you contact a qualified stockbroker or financial advisor.
Do not rely on stock price information on this Site. While we believe that any such information is accurate, we cannot guarantee or warrant the accuracy, completeness, or timeliness of the information. More specifically, you should not rely on any stock price information on this Site for specific investment transactions. We are not liable for any loss or damages, whether direct, indirect, incidental, special, consequential or exemplary, that may arise from reliance on the stock price information or the Investor Relations home page.
10. No Client, Fiduciary or Professional Relationship is Established by Providing Information On This Site
We make every reasonable effort to provide you with sound information at our Site. We also invite you to make personal contact with us via non-Internet means. However, limitations of the Internet do not allow us to establish a client, fiduciary or professional relationship with you through this Site. Accordingly, we require that:
YOU AGREE THAT NO CLIENT, ADVISORY, FIDUCIARY OR PROFESSIONAL RELATIONSHIP IS CREATED, IMPLIED OR ESTABLISHED BETWEEN YOU AND THE SITE SPONSOR AND THAT YOU AGREE AND UNDERSTAND THAT NO PERSON OR ENTITY IS, IN CONNECTION WITH THIS SITE, ENGAGED IN RENDERING AUDITING, ACCOUNTING, INVESTMENT, SECURITIES, TAX, LEGAL ADVICE OR CONSULTING OPINIONS AND THAT YOU WILL CONSULT APPROPRIATE LICENSED PROFESSIONALS FOR OPINIONS AND ADVICE RELATING TO THE SPECIFIC FACTS, LAWS AND ROLES WHICH MAY APPLY IN YOUR SPECIFIC CASE.
11. Cost for using this Pre-determination technology:
If you meet the general guidelines to be approved for a credit offer via one of our site sponsors, you will be directed to a page where you must provide a credit or debit card for payment of a User fee. Once that fee is accounted for, you will be provided a page with links to credit issuers that may approve your request. You will then click through and complete the credit application with those lenders based on the products they offer. Credit-Links.com will then give you 3 Days to contact our office and let us know if you were approved or not. If you get approved, we will process the charge for the User Fee. However, it is your obligation to contact our office if you did not get approved. Your failure to notify us will result in the fee be processed with no refunds available 3 days after the date of your pre-determination
12. Failure to Exercise Rights Does Not Constitute Waiver
No failure, omission or delay on the part of Site Sponsor in exercising any right under this Agreement will preclude any other further exercise of that right or other right under this Agreement.
13. You Agree to Changes and Amendments by Posting on this Site
14. No Use of Site By Minors
No person under the age of 18 may use this Site. We do not knowingly solicit business by minors or children and request that any person under the age of 18 have their parent or responsible adult contact us. If you are under age 18 please leave this Site immediately. You agree to report all information you have about any person under 18 who uses this Site to us immediately using the Contact and Notification Information below.
15. Confidentiality of Internet Not Guaranteed
Although we try to protect information you send us, we cannot guarantee that information sent over the Internet is completely confidential. There are certain aspects of Internet usage, your computer and your links to the Internet we cannot control. Therefore, transmission of information to us on the Internet must be undertaken at your own risk.
16. Communications to You by Us
We will respond to your inquiries and questions via e-mail if you provide us with an e-mail address. However, be advised that information sent by e-mail may not be completely confidential not only because of certain aspects of electronic transfer, but also because others may have access to the computer or e-mail address to which the e-mail response is sent. Unless you specifically state in capital letters within your inquiry as follows: "DO NOT RESPOND TO THIS INQUIRY BY E-MAIL", you hereby consent to response to your inquiries and questions via e-mail in view of the risks inherent in using e-mail.
17. Competitors May Not Use This Site
You agree that you are not a competitor of Site Sponsor in the insurance and financial services industry. Competitors and their employees, agents, and contractors may not use this Site for any purpose. Employees of competitors may use this Site for their personal use so long as information is not disclosed to a competitor business, used for a commercial purpose or used for any purpose of competing with Site Sponsor.
18. Entire Agreement
19. Termination Of Service
We reserve the right in our sole discretion to terminate, restrict, or suspend this Site, service, access or information for you at any time for any reason without prior notice or liability.
20. Information From Third Party Providers
Certain material that may be provided on this Site, particularly stock market information and live information feeds, is provided is independently obtained, prepared and provided by third parties ("Information") which are not affiliated with Site Sponsor and Site Sponsor is not responsible for these third parties. This Information is provided free of charge for your general understanding and should not be relied upon for specific investment decisions and transactions. The Site Sponsor has not reviewed the Information and is not responsible for the accuracy, completeness, reliability or correct sequencing of the Information. The Information does not in any way represent the opinion of Site Sponsor.
IN NO EVENT WILL SITE SPONSOR OR OTHER PERSONS TRANSMITTING THE INFORMATION BE LIABLE TO YOU OR ANYONE ELSE FOR ANY CONSEQUENTIAL, INCIDENTAL, SPECIAL OR INDIRECT DAMAGES (INCLUDING BUT NOT LIMITED TO LOST PROFITS, TRADING LOSSES AND DAMAGES THAT MAY RESULT FROM INCONVENIENCE, DELAY OR LOSS OF THE USE OF THE INFORMATION) EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES..
All ideas, expressions and inventions (excluding any nonpublic personal information) submitted to the Site Sponsor via this Site shall be deemed and remain the property of the Site Sponsor and the Site Sponsor shall be free to use, for any purpose, any ideas, concepts, know-how or techniques contained in information a visitor or customer provides to Site Sponsor through this Site. The Site Sponsor shall not be subject to any obligations of confidentiality regarding ideas, expressions and inventions (excluding any nonpublic personal information) except as agreed in writing executed by all parties.
22. Contact and Notification Information